Merchant of Record · built to grow your revenue

Take card payments in 24 hours.
And save $1,000 a year

Join 400+ SaaS founders selling by card and subscription from any country, no company required. We handle payments, taxes and payouts for you.

400+SaaS founders 1,400+payments made

Can I sell from my country?

Pick your country for your answer: card checkout, taxes, and how you get paid.

Payment partners Stripe Bridge Wise

Who this is for

Founders whose checkout is blocked by their passport, not their product. That is where we start.

For

SaaS, AI and digital product founders

  • The product works, the page has a price, and the checkout says payment is not available in your country
  • You were told to open a US company just to take a card
  • You want to sell as an individual and start this week
Not for

Client work and things that ship in a box

  • Consulting, custom builds, hourly or project work
  • Physical goods and shipping
  • Above €100K a month: talk to us, you get your own rate

What you get

One plan. Four things you were about to hire for.

01Sell

A card checkout for your product, live in 24 hours

One-time, subscription, usage or credits, in USD or EUR. Share a link, or drop a few lines of code in your own app.

app.agentaos.ai/pay/8Kq2xR7p
The AgentaOS checkout: subscribing to Draftly Pro for 49 euro a month, paid by card, with AgentaOS as the merchant of record
02Get paid

Paid to your own bank, twice a month

USD or EUR, to an account in your name, with a self-billing invoice for every payout. Hand it to your accountant, done.

app.agentaos.ai/payments
Your total balance, 46.29 euro, and the next payout: payouts run automatically twice a month
03Taxes

We are the official seller, so the tax office is our problem

VAT and sales tax filed in 135+ jurisdictions. We invoice your customers in our name, with the right tax on it. Disputes handled.

app.agentaos.ai/checkout
A live AgentaOS checkout: a 49 euro per month subscription with tax calculated at checkout and AgentaOS named as the merchant of record
04Grow

A free audit before you go live, and the numbers after

Your pricing, legal pages and checkout scored in writing, the three costing you the most flagged. Then revenue, MRR and customers on your dashboard.

app.agentaos.ai/dashboard
The AgentaOS dashboard: revenue, sales, customers, active subscriptions and MRR for the last 30 days

Live in a day

Usually 24 hours, up to 48 in busy periods. As an individual or a company. No tech knowledge needed.

1Five minutes

Apply

Your product link, who you are, where you want the money. No US entity, no notary.

2Free, in writing

Get your audit

Pricing, legal pages and checkout scored while we verify you. Yours to keep.

3Day one

Go live, get paid

Add a payout account, switch to live. Your first sale lands in your inbox.

A flat 4% on your sales

No setup fee, no minimum. Audit, tax filing and support on every plan.

Pay as you grow · start here €0/month 4.5% + €0.50 per card sale
  • 1.5% on bank transfers
  • Merchant of Record, taxes filed, disputes handled
  • Free Revenue & Billing Audit
Start free
Pro · popular €49/month 4.0% + €0.40 per card sale
  • 1.0% on bank transfers
  • Everything in Pay as you grow
  • Pays for itself above €5,000 a month in card sales
Start with Pro

On €100 of sales, €94.60 lands in your bank on Pro. Fees are charged on the amount your customer pays. International, premium and commercial cards carry the surcharges in the fee schedule in our Terms. Compare every Merchant of Record at agentaos.ai/compare.

Why should you trust us with your money?

As Merchant of Record it is our name on your customer’s invoice. The tax office, the card networks and the disputes come to us. That only works if we are worth trusting.

19+years the founder spent in payments before AgentaOS
EUAristokrates OÜ, Tallinn. VAT registered, terms in the open
400+founders on AgentaOS, 1,400+ payments made since August
YoursPayouts go to a bank account in your name, twice a month
“AgentaOS is the one and only service that I’ve ever found to be able to process a credit card payment from the US and for me to get the payment in stablecoins. This is literally the solution I’ve been trying to find in the past 10 years of me working online.”
Stefan SavevskiFounder, The AI Citation
“AgentaOS has been an excellent Merchant of Record partner, with incredibly fast onboarding, a smooth verification process, and outstanding customer support. We highly recommend them to AI and SaaS businesses like Amenexia.ai looking for a reliable and professional MoR solution.”
Trajche SazdovskiCo-founder, Amenexia
Card processing and payouts through Stripe Bridge Wise

Start with
an email.

Five minutes to apply. A free audit while we verify you. Live in a day, paid to your own bank.

$0, no card, no company. Above €100K a month? Talk to us →

Questions

Straight answers. The rest is in the Terms, in the open.

Do I need to register a company?

No. Start as an individual and get paid right away. We take care of the tax and compliance side, so you do not need a company abroad.

Who handles the taxes?

We do. Sales tax and VAT calculated, filed and remitted for you in 135+ countries. Your own income tax stays yours.

Is my money safe?

Payouts go to your own bank account, in your name. Card processing runs through Stripe and licensed partners, and we are an EU company with our terms in the open. Details on our security page.

What is the free audit?

Your pricing, legal pages and checkout, scored across seven categories in writing while we verify you, with the three costing you the most flagged and a fix plan. Yours to keep.

What can I sell on AgentaOS?

SaaS, AI agents, code, courses, memberships, templates, digital content the customer gets access to right away. Not your time: no consulting or custom builds.

Do I need to know how to code?

No. Create a product, get a link, share it. Want it in your own app? A few lines of code.